Francis Spufford, in his wonderful book, Unapologetic, uses the term HPtFtU for the Human Tendency to F**k things Up. If you watch any legitimate news outlet today, you will see countless examples of HPtFtU on display; especially in Washington DC.

I was scammed out of $450 in 2018. The good news is that the intention was for me to get scammed out of $3300 [in 2018$]; thanks to my dinosaur brain, it didn’t happen.
I received an email purporting to be from someone at the San Francisco office of ——- Associates, an international graphics and branding business. The email said they liked my work and wanted me to be interviewed by someone in their HR section via Google Hangout; and they gave me a name and a ——online@gmail.com address.
The ‘interview’ process was very well rehearsed. They asked me to walk them through my online portfolio; they asked the reasonable questions to ask, for someone looking for a remote contractor for work. Then they dropped the magic words:
We will pay you $55/hr (USD) with benefits and you will receive your pay via Direct Deposit or Check bi-weekly, taxes are taken out of your pay as you will be an employee. Working Days are Monday-Fridays and you may work remotely for us. You can work overtime hours on Saturdays if desired and we will arrange working equipment for you to get started ASAP.
I told them that this sounded like full-time language, rather than part-time language, and they assured me that my hours would be flexible. Then they asked me about the work that would be needed, and whether I felt confident doing these sorts of tasks; which I am.
The above is nearly identical to my online interview on ICQ today [19 July 2022]. The offer was from a videogame company looking for a Character Artist. The last videogame I played was Minesweeper. This didn’t seem to be a problem for them; I sounded like such a [ripe] target.
The key this time was that they used a _______@company.us email address rather than a _______@company.com
Then they provided me the list of ‘toys’ they were going to provide me with, for which the above check was being provided. The plan was to take a pdf of the front of the check, and a png of the back of a check, and deposit the money with my banking app on my smart phone.Rescued by dinosaur brain—I have 5 computers. While it would be convenient and fun to have a computer in my pocket, the reality is that I do not need a computer in my pocket. So
I have a Bluetooth compatible cell phone that does texting, and if one is really desperate or patient, will connect to the internet. It’s about the same level of sophistication as dial-up; and it does not do apps.
I have a better cellphone today for use by my family; I still would have chosen the same difficulty.
When I finally got them to understand that I am one of the last 12 people on the planet with out a cell phone that does apps; ‘she’ told me that the check would arrive in the mail. The following day, I was informed that to get started with ——–, I would need the program that keeps track of time, for my training. So, I needed to send $400 to someone in Texas via Western Union. Given the presence of the above check in my email, it seemed like a little flexibility was in order. BTW it was explained to me that ——- worked as a payroll company for the ———–, consequently the money was coming through the ———.
After all of the folderol with getting Western Union to like a card from my collection, I was then told that there was a bargain available to me:
The iMac is of 2017 and it will cost you just $698 and it will come with a brand new printer and we will reimburse you all the total amount next week…
At which point, the conversation went as follow [I’m in red]:
You realize this is all rather weird…
I answer an email; I get hired via a chat; you send me a pdf and a photo of a different check; the check is from the ……….., not —— Associates; you have me send $400 to some lady in Texas; and you are now asking me to send her money for equipment you want me to use.
If someone told me I was getting scammed, I’d be inclined to agree with them.
No, this is all legitimate
You need to trust this, we have lots of others working for us and the reason why we sent you the check is to assure you that you will get the full reimbursement.
We can call you and also re-assure, we have a lot of others who go through same process and none has ever had a bad experience
I will not deceive you Marty.
So are you instructing me send Mandy more money to buy last year’s iMac?
Yes.
and she will buy and ship all the items to you
I need you to trust me
You will get the tracking # to the package coming by tomorrow via FedEx and it will all be delivered to your door step
Trust me ok
You will see everything arrive in the mail
Are you with me?
OK, when your check arrives here, and is deposited, I’ll send her the money.
You may need me to trust you, but at this point you are a name on a screen.
The $400 software [presumed] did not arrive. Before that confirmation, I did a bunch of research and sent messages and a FAX to various executives of —— [no one has email addresses when you want them]. I heard back from one of the execs, who assured me that the name wasn’t associated with ——-, and they never hire remote employees…
So, why am I sharing this embarrassment? So that hopefully you, dear reader, will avoid the scam. I’ve contacted the State of Oregon, the FBI, the Internet Fraud people, as well as a few others. I did not give them a SSN, nor did I give them any information that isn’t already in the public domain. I did send them a high-res image of my new driver’s license [birthday in July]; which concerns me. The —— exec told me that they were contacting authorities in San Francisco. The authorities have the transaction information from Western Union; and I’ve contacted my bank. The reality is that I voluntarily sent money to a private individual, who did not provide me with the stuff I was supposedly paying for; but I wasn’t coerced.
The ——- responded to an email, and told me that the check would bounce, after a few days. So, I would order $3300 worth of toys, from my account, to be reimbursed by the bogus check… Big surprise—I don’t have $3300 lying around in my checking account.
I’ve been full-time self-employed for 20 24 years; including a part-time gig for the City of Salem, which was my last W-2 job. I assumed that I really wasn’t looking for another W-2 job. It was a surprise to find that a part-time job with benefits was so attractive. The money was better than I charge graphic art clients, a little less than I charge for architectural work.
For a few hours, I was hooked.